In the early 1980’s, in conjunction with Salmon Arm Insurance Agency, (now Hub International) Salmon Arm, B.C., Theatre BC introduced a Group Insurance Plan to Member Clubs offering Comprehensive General Liability, Tenants Legal Liability, Crime and Miscellaneous Property coverage. A number of Member Clubs are now covered under the Theatre BC plan and in recent years, non-member theatre companies have taken advantage, but pay a higher, non-member premium roughly equivalent to a Theatre BC Club Membership.

The following is an outline of the coverage included and an update on annual premiums. Clubs can design their plan to suit their situation, (See "Application Form" overleaf), and apply directly to Don Shindelka, CAIB, Account Executive at:

Hub International
PO Box 370, 290 Alexander Street, Salmon Arm, BC V1E 4N5
Phone: (250) 803-0520 Fax: (250) 803-0521
Email: don.shindelka@hubinternational.com
 

Coverage Options:

COMPREHENSIVE GENERAL LIABILITY:

Provides legal liability coverage for bodily injury and property damage as a result of the Club’s operation, (includes legal defence cost).
Limit: $2,000,000. (Higher limits available.)
Coverage includes:

· Non-owned automobile

· $500-$10,000 Medical Payments

· Contractor's Protective

· Products & Completed Operations

· Independent Contractor's Liability

· Blanket Contractual Liability

· Contingent Employer's Liability

· Broad Form Property Damage Extension

·  Defined Occurrence Property Damage

· Cross Liability Clause

·  Employees (Members) as Additional Named Insureds

· Attached Machinery Extension

· Personal Injury (Libel and Slander) 1% Participation

· $500 Property Damage Deductible

·  $10,000 Business Interruption- Extra Expense Form

·  $5,000 Valuable Papers & Records

·  $1,000 Theft of Cash

1. TENANTS LEGAL LIABILITY:

Legal liability for damage to or destruction, including loss of use, of premises including building fixtures permanently attached, rented to or occupied by the insured, if such damage or destruction is caused by accident and arises out of the perils of Fire, Explosion, Smoke and Leakage from Fire Protective Equipment. Limit: $250,000, (Higher limits can be purchased, if required).

2. CRIME:

Interior and messenger robbery (Hold-up): Covers robbery of money on or off the premises as well as theft from within the home of a custodian.

3. MISCELLANEOUS PROPERTY:

Covers equipment, props and miscellaneous items owned, rented or borrowed by the Club. Limit: $10,000 minimum.  (Higher limits available.)

· .Replacement Cost Endorsement

· .90% Co-Insurance Clause

· .Property covered anywhere in Canada and Continental United States

· . Theft from vehicles must be as a result of forcible entry.

· . Rented and borrowed equipment, props, etc. included, as well as those owned by the Club.

4. BUSINESS INTERRUPTION - Extra Expense From
Limit: $10,000.00

5. VALUABLE PAPERS AND RECORDS
Limit: $5,000.

For more information, contact Jane Sullivan  (250-803-0520), or complete and mail the form linked here directly to Hub International.